Market Edge User Agreement

Copyright 2015 Computrade Systems, Inc.

Market Edge and its components are licensed by Computrade Systems, Inc. and are intended for subscriber (hereinafter "User") use only. The information contained herein is protected by U.S. Copyright law and International Treaty provisions. Distribution of any part of Market Edge or its documentation without prior written consent by Computrade Systems, Inc. is in violation of this license and federal law. This data, including any printouts of data from Market Edge and copies thereof, is exclusively for the personal use of the User and not for the use of any other person or entity.

The data contained in Market Edge is obtained from sources considered by Computrade Systems, Inc. to be reliable, but the accuracy and completeness thereof are not guaranteed. Computrade Systems, Inc. does not and will not warrant the performance or results that may be obtained while using the Market Edge service. In no event shall Computrade Systems, Inc. be liable for any loss or profit or any other commercial damage, including but not limited to special, incidental, consequential or other damages.

The Market Edge service may contain certain proprietary information (hereinafter "Licensed Information") provided by Standard & Poor's (hereinafter "S&P"), a division of the McGraw-Hill Companies, Inc. User expressly acknowledges by accessing the Licensed Information that: (i) neither Computrade Systems, Inc., S&P, nor any third-party licensor shall have any liability for the accuracy or completeness of the Licensed Information or of the Market Edge service, or for delays or omissions therein nor for any lost profits, indirect, special, or consequential damages; (ii) Computrade Systems, Inc., S&P and/or any third party licensors have exclusive proprietary rights in the information received; (iii) User shall not use or permit anyone to use the Licensed Information through the Market Edge service for any unlawful or unauthorized purpose; (iv) User is not authorized or permitted to furnish the Licensed Information to any person or firm for reuse or retransmission without the prior written approval of S&P or Computrade Systems, Inc.; and (v) the relevant provisions of this User Agreement are subject to termination in the event that any agreement between Computrade Systems, Inc. and a provider of the Licensed Information and/or the Market Edge service is terminated in accordance with its terms.

THE FOREGOING WARRANTIES REPLACE ALL OTHER WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING THE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

User authorizes Computrade Systems Inc. to charge the account number the User has supplied as part of the signup procedure for the Market Edge service. User warrants that he is an authorized user of this account. The User may cancel this authorization in writing by US postal service to 9040 Roswell Rd, Suite 340, Atlanta, GA 30350, by fax to (770) 453-9983 or by e-mail to support@marketedge.com. THE USER SHALL NOT CONSIDER THE AUTHORIZATION CANCELLED UNTIL THE USER RECEIVES WRITTEN CONFIRMATION OF THE CANCELLATION FROM COMPUTRADE SYSTEMS, INC. If a charge is rejected by the user's bank, Computrade Systems Inc. may suspend the User's right to use the site without notice. When the charge does clear the User's bank, no refund of the suspended time will be given. A charge for reinstating a suspended account may be imposed. Cancellations must be received 24 hours prior to the customer's renewal date, which is the monthly anniversary of the User's original charge date.

From time to time, Computrade Systems, Inc. may offer new subscribers a 14 day opt-out privilege at the start of a new subscription to Market Edge, TechniTrade or other product or service marketed by Computrade Systems, Inc. Any such offer is available to NEW subscribers only. Limit one 14 day opt-out offer per household in a 12 month period. Any additional subscriptions will be billed according to our normal procedures.

Computrade Systems Inc. reserves the right to change its prices and terms under this agreement upon 30 days written notice, such notice to be sent to the e-mail address User has supplied in the signup procedure. If User does not supply a valid e-mail address, User waives his right to notice.

THE LICENSED INFORMATION PROVIDED BY S&P IS INTENDED SOLELY FOR THE USE OF INDIVIDUALS ONLY AND IS EXPRESSLY PROHIBITED FOR USE BY FINANCIAL PROFESSIONALS. For the purposes of this User Agreement, the term "financial professionals" shall include but not be limited to any and all persons, independent contractors and/or business entities that are engaged in the sale of and/or are licensed to sell financial securities including but not limited to stocks, bonds and mutual funds and any and all employees thereof. User expressly acknowledges that he/she is not a financial professional as contemplated herein. User authorizes Computrade Systems, Inc. to rebill all monthly usage at the rate of $50.00 U.S. in the event that Computrade Systems, Inc. and/or S&P obtain knowledge and information that User is a financial professional as defined above.

This agreement is non-transferable by the user and is exclusively for the personal use of the User and not for the use of any other person or entity. Any violation of any provision of this agreement by the User may result in immediate termination of the User's privileges under this agreement.

Any portion of this Agreement that is determined to be unenforceable or invalid shall be deemed inoperative, and the remainder of this agreement shall continue in full force and effect.

This agreement inures to the benefit of Computrade Systems Inc., and its successors and assigns, if any.

Refund Policy

There are no refunds or credits for any Market Edge subscriptions. For a new subscriber, there is no charge for the service if the subscriber cancels in writing via e-mail, fax or U.S. Mail and receives back from us a cancel confirmation within the first 14 calendar days of the subscription. We process new subscriptions and cancellation requests every day of the year with the exception of New Year's Day, Thanksgiving and Christmas. Month-to-month subscriptions are auto-renewed on a monthly basis until cancelled in writing by the subscriber and confirmed back to the subscriber by us. All cancellations are effective the last day of the subscriber's monthly cycle.

Six-month subscriptions are charged up-front at the beginning of the 6-month subscription period and are non-refundable. Renewals and cancellations of 6-month subscriptions are processed based on a subscriber's renewal choice. All renewals or cancellations of 6-month subscriptions are effective the last day of the subscriber's 6-month period. There is no charge if a subscriber cancels in writing via e-mail, fax or U.S. Mail and receives back from us a cancellation confirmation within the first 14 calendar days of the subscription. After the first 14 calendar days, the effective date of termination will be the last day of the subscriber's 6-month cycle and the subscriber shall not be entitled to any refund, reimbursement or other credit.

Twelve-month subscriptions are charged up-front at the beginning of the 12-month subscription period and are non-refundable. Renewals and cancellations of 12-month subscriptions are processed based on a subscriber's renewal choice. Any renewals or terminations of 12-month subscriptions are effective the last day of the subscriber's 12-month period. There is no charge if a subscriber cancels in writing via e-mail, fax or U.S. Mail and receives back from us a cancellation confirmation within the first 14 calendar days of the subscription. After the first 14 calendar days, the effective date of termination will be the last day of the subscriber's 12-month cycle and the subscriber shall not be entitled to any refund, reimbursement or other credit.

There are no refunds or credits for any annual TechniTrade subscriptions. All e-mail only subscriptions are billed on an annual basis until cancelled in writing by the subscriber and confirmed back to the subscriber by us as detailed above. All cancellations are effective the last day of the subscriber's annual cycle. There is no charge for the TechniTrade e-mail service if a subscriber cancels in writing via e-mail, fax or U.S. Mail and receives back from us a cancellation confirmation within the first 14 calendar days of the subscription. After the first 14 calendar days, although the annual subscription may be cancelled by the subscriber, the effective date of termination will be the last day of the subscriber's annual cycle and the subscriber shall not be entitled to any refund, reimbursement or other credit.

This is the entire agreement between Computrade Systems Inc. and the User.

BY SUBSCRIBING TO MARKET EDGE, USER REPRESENTS THAT HE/SHE HAS READ AND UNDERSTANDS THIS USER AGREEMENT AND AGREES TO BE BOUND BY ALL OF THE TERMS AND PROVISIONS CONTAINED HEREIN.